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ISU Northwest Insurance Services Blog: claim

View the latest blog posts from ISU Northwest Insurance Services.

Homeowners policies typically cover the average dog bite claim, but you’ll need an umbrella policy to protect you if your dog causes a more serious injury. Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing insurers more than $489 million, according to the Insurance Information Institute and State Farm. READ MORE >>

A home inventory of your belongings for insurance purposes is a relatively inexpensive way to make any future claims go smoother. Creating a home inventory for insurance doesn’t need to be complicated. All you really need is a pencil and paper. READ MORE >>

Life insurance is a popular part of long-term financial planning. But to effectively incorporate this tool into your portfolio, you must understand how and when life insurance payouts are delivered to beneficiaries. This includes understanding how quickly benefits will be paid and designing the policy with the payout option that works best with your estate planning. READ MORE >>

For most of us, the act of driving is part of our daily routine; it feels like second nature. But safe driving requires our focus and attention. Left-hand turns top the list of the most challenging and dangerous driving maneuvers. READ MORE >>

The case of the tenacious terrorist Claims consultant Chris Tidball has worked for P&C carriers for more than 20 years, in roles ranging from claims adjusting to management. He has enough crazy claims stories to fill a  book--which, in fact, he's literally working on right now. READ MORE >>

Like emergency room doctors, cops and priests in the confessional booth, insurance people are being asked to clean up the messes that people make--and worse, they’re expected to pay for them. It’s little wonder that veteran insurance people can get a bit jaded. READ MORE >>

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

It's time to unveil the newest dishonorees of the Insurance Fraud Hall of Shame; the perpetrators of the year's most brazen, vicious or just plain klutzy insurance misadventures. All of these extreme schemers were convicted or had other legal closure in the last year. READ MORE >>

You buy insurance to protect your home and car from damage, but when an accident happens, is it in your best interest to file a claim? It seems like the answer should be a resounding "yes," but a middling "maybe" is a far better response. Why the ambiguity? READ MORE >>

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