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ISU Northwest Insurance Services Blog: dog

View the latest blog posts from ISU Northwest Insurance Services.

Homeowners policies typically cover the average dog bite claim, but you’ll need an umbrella policy to protect you if your dog causes a more serious injury. Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing insurers more than $489 million, according to the Insurance Information Institute and State Farm. READ MORE >>

Up to 47% of American households have a dog, and for insurance companies, these households represent a risk. In 2013, homeowners insurance policies paid out some $483 million in dog bite liability claims. Obviously, insurance companies would rather not be shelling out hundreds of millions of dollars over dog bites. READ MORE >>

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

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